Streamline Refinance

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Looking to refinance your VA loan?  A VA loan streamline refinance might be the best option for you.  It's a fast and affordable way to refinance your VA loan with no credit score requirement, income verification or bank account verification. Also called the Interest Rate Reduction Refinancing Loan (IRRRL), it allows both active service members as well as veterans to refinance their VA loan with the least amount of hassle possible.

Is a Streamline Refinance Worth the Process?

If your streamline loan is not 1-2% lower than your existing VA loan, it might not be worth changing loans.  Your loan officer can spell out all the paperwork and match you up with your current situation.

Can I Use a VA Streamline on an Investment Property?

Yes, although you need to certify that you've previously used the property as your home.  Remember, this is a VA to VA loan, and residency requirements are a little different.  It's easier to qualify if you are the primary resident.

Do I Need my COE (Certificate of Eligibility) for a VA Streamline Refinance?

No, since you needed one for your original VA loan you won't need to provide it again for your refinance - the new loan "piggybacks" on the existing eligibility.

How Do I Get Started?

As with most big financial decisions, the first step is gathering information and shopping around. We'll help you get the process started by matching you with up to five rates from five lenders, ensuring you find a great fit.

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IRRRL Facts for Veterans
IRRRL stands for Interest Rate Reduction Refinancing Loan,also known as a "Streamline" or a "VA to VA" loan.
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