Lacey Langford

Lacey Langford is an Air Force veteran, military spouse, speaker and financial coach who changes people’s lives from being fearful of money to having control and confidence with it. She’s an accredited financial counselor® with more than 15 years of financial planning, counseling and coaching experience.

Lacey’s the founder of MILMO®, a community dedicated to helping the U.S. military with personal finance and entrepreneurship. She’s the host of "The MilMo Show," a podcast that helps the military community make, save and invest money wisely. Lacey is also the founder and CEO of MilMoneyCon, a national conference for financial professionals united by military service.

Latest Articles

How to Keep Your Finances in Check All Year Long

By reviewing your finances throughout the year, you can catch problems early, adjust your plans and make sure you're always...

How to Prepare Financially for the Transition to Civilian Life

Without preparing for life after the military, the loss of benefits, higher taxes, tighter budgets and family stress can...

This March 22, 2013, file photo shows the exterior of the Internal Revenue Service building in Washington.

Ask Lacey: Is Concurrent Retirement and Disability Pay Taxed?

Concurrent Retirement and Disability Pay (CRDP) can be hard to wrap your head around, especially when it comes to taxes and...

Ask Lacey: How Can Veterans Get Free Cell Phones?

The good news is, there are options to help you without jumping through a bunch of hoops.

a printed sheet of paper labeled "debt forgiveness" is pictured on a desk

Ask Lacey: Are Ads for 'Veteran Credit Forgiveness' Legit?

Most of these ads are not what they seem, and you're right to question them.

The front of a medical building appears with the sign "Clinical Annex."

Ask Lacey: Should I Stay Signed Up for Medicare Part B?

For military retirees and their eligible family members, Tricare for Life works hand in hand with Medicare.

A miniature shopping cart on a wood tabletop contains regular-sized school supplies.

Back-to-School Budgeting Plan for Military Families

Back-to-school season is a fresh start for kids and families, a time to reconnect with friends or make new ones and the...

What to Do When a Military Spouse Loses Income

When you’re depending on that paycheck to cover essentials like rent, car payments or groceries, losing it can turn your...

Ask Lacey: Is Private Long-Term Care Insurance Necessary for a 100% Disabled Vet?

As a 100% disabled veteran, you have valuable Department of Veterans Affairs benefits that might make private LTC insurance...

A moving truck is unloaded as a family moves into their new home.

How to Navigate Finances During a Permanent Change of Station

A PCS comes with many unknowns. Those uncertainties can cause stress, especially when it comes to your money.

What You Should Do with Special Duty Pay and Bonuses

Receiving special duty pay, such as jump, dive or flight pay, is great news for your financial planning. That said, be...

Ask Lacey: Do Any Programs Offer Low-Cost Auto Insurance?

Finding cheaper auto insurance is all about shopping around, asking questions and requesting discounts.

How Military Spouses Can Save for Retirement

Fortunately for military spouses, you can still save for your own retirement, even with challenges such as unemployment and...

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Most Popular Military News

Command Sgt. Maj. John Brown, senior enlisted advisor of the 38th Air Defense Artillery Brigade, provides a rousing speech to the Soldiers of Bravo Battery before departing on a deployment to the United States Central Command area of responsibility on August 19, 2024 at Kadena Air Force Base, Japan. (U.S. Army photos by Capt. Frank Spatt)

Which Americans Will Be Automatically Registered for Military Draft, and When?

Last year's defense bill passed by Congress paved the way for the new automatic registration process.

A VA Clinic Gave Veterans GLP-1s for Weight Loss. A Year Later, Everything Improved

Researchers tracked 201 veterans prescribed semaglutide, the drug sold under the brand names Ozempic and Wegovy. After one...

Marine Corps veteran Al Duran. (Facebook)

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Joining the military at 16 to serve in World War II to service in Korea and Vietnam, humble Al Duran has lived quite a life.

A federal class-action lawsuit accuses a company, Trajector, of taking advantage of disabled veterans and their spouses. (Adobe)

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In 2026, three major changes are affecting military household goods moves: a new permanent agency to run the system, the end...

Latest Military Videos

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For NATO, spring brings surge of interceptions of Russian planes in the Baltic region.

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Navy Secretary John Phelan is leaving in latest departure of a top defense leader.

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Investigations and Features

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A Military.com investigation into military day care centers revealed that service branch rules generally prioritize...

Army News

Retired Brigadier General Don L. Scott's "US@250&You" podcast debuted on Thursday, April 23, 2026 (Don L. Scott).

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Army Maj. Paul Voelke with his sons Andrew, left, and Ben. (Submitted)

Gold Star Family Takes NFL Draft Stage to Announce This Team's First Pick

Andrew and Ben Voelke will realize a lifelong dream and honor their late father, Maj. Paul Voelke, when they get to take the...

Navy News

Secretary of the Navy John Phelan speaks, at President Donald Trump's Mar-a-Lago club, Monday, Dec. 22, 2025, in Palm Beach, Fla. (AP Photo/Alex Brandon)

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Phelan, a big GOP donor in 2024, is out and becomes the first top military official to depart the Trump administration.

'Military Child of the Year' awards wait to be presented to past honorees at an awards gala. (Operation Homefront)

'Military Child of the Year' Awards Honor Seven Teens from Seven Services

Lila Morgan is 18 years old but has written a book, started a nonprofit, and is graduating college soon. She credits her...

Air Force News

'Military Child of the Year' Awards Honor Seven Teens from Seven Services

Lila Morgan is 18 years old but has written a book, started a nonprofit, and is graduating college soon. She credits her...

A U.S. Air Force A-10 Thunderbolt II aircraft flies over the U.S. Central Command area of responsibility during Operation Epic Fury, March 9, 2026. (U.S. Air Force photo)

Air Force Extends A-10 Warthog Through 2030 After Combat Missions in Iran

Air Force Secretary Troy Meink announced that three A-10 squadrons will keep flying through 2030, following the Warthog's...

Space Force News

'Military Child of the Year' Awards Honor Seven Teens from Seven Services

Lila Morgan is 18 years old but has written a book, started a nonprofit, and is graduating college soon. She credits her...

Robbie Robertson, Sedaro CEO and co-founder, presents a live demo to USSF leadership Thursday, Dec. 11, 2025, at Spacepower Conference in Orlando, FL. (Photo courtesy of SFA)

National Spacepower Center: Advancing US and Allied Spacepower

The Space Force Association launched the National Spacepower Center in Dec. 2025 to connect government, academia and industry...

Marine Corps News

'Military Child of the Year' Awards Honor Seven Teens from Seven Services

Lila Morgan is 18 years old but has written a book, started a nonprofit, and is graduating college soon. She credits her...

U.S. Marines with Special Purpose Marine Air-Ground Task Force - Crisis Response - Central Command, provide assistance at an Evacuation Control Checkpoint (ECC) during an evacuation at Hamid Karzai International Airport, Kabul, Afghanistan, Aug. 21, 2021 (U.S. Marine Corps photo by Staff Sgt. Victor Mancilla)

Abbey Gate Marines Receive Upgraded Valor Awards After Pentagon Review

The Pentagon has upgraded valor awards for Marines who defended Abbey Gate during the 2021 Kabul suicide bombing.

Coast Guard News

'Military Child of the Year' Awards Honor Seven Teens from Seven Services

Lila Morgan is 18 years old but has written a book, started a nonprofit, and is graduating college soon. She credits her...

An HC-130 Hercules airplane crew offloads supplies in Saipan.

Coast Guard Searches for 6 People After Losing Contact with Boat Following Typhoon Sinlaku

A Coast Guard HC-130 Hercules aircraft was launched to search for the six people on board, but it had to return to Guam...

Lacey Langford

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