Kate Horrell, AFC®

Kate Horrell is an Accredited Financial Counselor® and personal financial educator who helps the military community make the most of their pay and benefits. She shares the most up-to-date information in understandable terms, and highlights how rules, programs, and laws will directly impact our personal finances. With over 10 years working with thousands of military families, she understands the concerns of currently serving, retired, and veteran families.

Kate has a B.A. in history from the University of Maryland. She is currently studying for the Chartered Financial Consultant designation and preparing to take the Certified Financial Planner exam. She has a professional background in financial counseling, mortgage banking and taxes. She also volunteers with the Navy-Marine Corps Relief Society and is a member of the MOAA Currently Serving Spouses Advisory Board.

Kate has been married to a sailor for 27 years, corralling four girls and two cats across during four OCONUS tours and a handful of homes here in the US.

Latest Articles

Smiling male pharmacist happily dispensing drugs.

Tricare Dropping Walmart Pharmacy May Actually Make Filling Prescriptions Easier

Shopping local pharmacies may be more convenient and faster than using big chains.

New Babies and DEERS

Mobile phone receiving call from scam caller

7 Tips to Protect Yourself from Telephone Scammers

The scammers are getting smarter, but simple steps let you stay ahead of them.

Everything You Need to Know About Military MyPay

Your LES Is Changing Where it Displays Your Extra COVID Leave Carryover. Pay Attention

New leave carryover rules also go into effect

Mother watching daughter put coins into piggy bank

The 6 Small Money Mistakes Made by Military Families

Small mistakes can add up to a big deal.

A couple is frustrated with home buying.

4 Big Money Mistakes Military Families Make

It may seem simple, but avoid these mistakes at all costs.

What Happens to Your TSP Contributions When You Leave the Military?

When will your contributions stop?

The Military Can Help Pay for Off-Base Child Care

This military program helps cover fees of off-base child care.

Change to Law Makes It Easier for Service Members to Get Out of a Lease

You can break your lease early if you have orders.

Be Aware of This GI Bill Surprise That May Hurt Your Wallet

Be aware - you may have to pay the school before the VA pays you!

Black Labrador retriever lying its head on human's lap

5 Things Military Families Should Consider Before Getting a Pet

A military family faces unique challenges when it comes to having a pet.

Texas National Guard soldiers arrive in Houston, Texas to aid citizens in heavily flooded areas from the storms of Hurricane Harvey. (Photo by Zachary West, 100th MPAD)

Things To Know About Flood Insurance

After the spate of hurricane damage in recent years, many people have questions about flood insurance -- and there's a lot of...

Man with empty pockets turned inside out signifying out of money

How to Set-Up an Emergency Fund

You hear a lot about emergency funds, but you probably have questions.

How to Easily Max Out Your Retirement Savings

If you plan it correctly, you won't even miss the money

Military clerk handing money through window

Here's What to Do With Your New, Bigger Military Paycheck

Remember, pay yourself before you pay others.

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