Kate Horrell, AFC®

Kate Horrell is an Accredited Financial Counselor® and personal financial educator who helps the military community make the most of their pay and benefits. She shares the most up-to-date information in understandable terms, and highlights how rules, programs, and laws will directly impact our personal finances. With over 10 years working with thousands of military families, she understands the concerns of currently serving, retired, and veteran families.

Kate has a B.A. in history from the University of Maryland. She is currently studying for the Chartered Financial Consultant designation and preparing to take the Certified Financial Planner exam. She has a professional background in financial counseling, mortgage banking and taxes. She also volunteers with the Navy-Marine Corps Relief Society and is a member of the MOAA Currently Serving Spouses Advisory Board.

Kate has been married to a sailor for 27 years, corralling four girls and two cats across during four OCONUS tours and a handful of homes here in the US.

Latest Articles

How Much Family Support Does the Military Require in a Divorce?

Adult son and widowed mother ponder future

VA Pension Available for Low-Income Veterans and Survivors

While small, this pension -- which is different from VA disability compensation -- may go a long way to help someone.

Family loading moving van for PCS military transfer

Can You Make Money Off a DITY Move?

Should you believe those folks who claim they made bank on a PCS move?

How to Eat Healthy and Save Money

Eating healthy doesn't have to be expensive

How BAH Is Calculated

How is military Basic Allowance for Housing (BAH) calculated? We know the answer.

11 Ways to Keep Your Spending Stable During Inflation

With rising costs because of inflation, here are some suggestions of how to stretch your food budget.

The Power of Attorney and Other Ways to Protect Your Interests

A power of attorney is a powerful legal tool, but it can be helpful or dangerous.

PCS Season Is Coming. Should You Do a Personally Procured Move?

A personally procured move (PPM), formally known as a DITY move, can be confusing; we explain how it works.

Household goods team assists sailors Yokosuka, Japan.

Advanced PCS Pay Axed, and Mandatory Government Travel Card Use Is Coming for Sailors

The Navy will soon require sailors to use a Government Travel Charge Card for all military Permanent Change of Station moves.

Transition Funds Vital for Exit from Military, Financial Adviser Says

One of the most important, yet overlooked parts of transition to civilian life is a transition fund

Cell phone app showing a person's credit score

3 Simple Steps to Improve Your Credit Score

Your credit score can affect many things, here's three simple fixes.

What Happens to Tricare When You Become Eligible for Medicare?

Things can get a little confusing when you turn 65.

You May Be Getting a Bigger Pay Raise than Expected This Year

Instead of spending this year's raise, try saving some or all of it.

You May Have Contributed Too Much to Your TSP in 2021

A clerical error by DFAS could let you put more money into the fund than allowed

Calculator with display reading "Planning 2022"

4 Steps to Help You Start Your New Year's Financial Planning Now

Make plans now to ensure you reach your financial goals.

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Most Popular Military News

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