Kate Horrell

Kate Horrell is an Accredited Financial Counselor®, Chartered Financial Consultant®, and Military Qualified Financial Planner® who helps the military community make the most of their pay and benefits. With more than 15 years working with thousands of military families, she helps currently serving, retired and veteran families.

She has been married to a now-retired sailor for 32 years, corralling four girls and two cats across four OCONUS tours and a handful of homes in the U.S. She’s navigated landlording, Overseas Housing Allowances, the Post-9/11 GI Bill, the Survivor Benefit Plan decision, and transition to civilian life.

Latest Articles

A mans arms are pictured taping shut a cardboard moving box.

Personally Procured PCS Moves Are Changing. Here’s What You Need to Know.

If you’re considering a personally procured move (PPM) this year, how can you keep any potential out-of-pocket costs as low...

State Tax Filing Options for Military Households: What You Need to Know

The Servicemembers Civil Relief Act grants special protections to military service members and their spouses so that they don...

Pictured from inside the back of a moving truck, a mover rolls a stack of boxes inside on a dolly.

How to Prepare for Your 2025 PCS Move Amid New Contractor Changes

How can you be prepared for the uncertainty of this summer's military moving season?

State of Legal Residence vs. Home of Record

When talking with military families about taxes, residences and driver's licenses, one thing keeps coming up: the misuse of...

In a large room photographed from the back, people are pictured sitting in chairs looking up at a rising graph projected on a screen.

Investing for Junior Troops: A Guide to Making Your Money Multiply

If you have a lot to learn about investing, be aware that some of the information out there is not so good. Where should you...

Screenshot of portion of military Leave and Earnings Statement

What to Look for on Your January Leave and Earnings Statement

It's important to check your military Leave and Earnings Statement (LES) each month, but the January LES is more important...

US $100 bills, bent into four sections resembling paper airplanes or birds, fly in a V through the blue sky.

Should You Borrow from Your TSP Account?

Financial experts don’t recommend taking out loans against retirement accounts such as the military’s Thrift Savings Plan...

A stack of bills looks blurry, as though it's in the process of being flipped through, with one president's face in focus.

Basic Needs Allowance Overview

The Basic Needs Allowance can potentially add hundreds of dollars to the paycheck of a military member with a family whose...

7 Cheap and Fast Halloween Costumes

Looking for a cheap Halloween costume? Your closet probably has all the components you need to make a great costume. Here are...

Flames appear to burn a pile of $50 bills, which take up the whole frame.

5 Reasons for Service Members to Avoid Borrowing from Their Thrift Savings Plan Accounts

While taking a loan from a TSP account may be a simple solution, it is important to understand the long-term reasons a...

Vanessa Arzabala, right, a military spouse and Truman Army Education and Personnel Testing Center guidance counselor, will help operate the new Fort Leonard Wood Spouse Resource Center. The center, opened Jan. 30, 2024, is designed to provide military spouses with community, education and employment resources on and off the installation. (Brian Hill/Army)

The DoD Just Expanded Its Education Benefit for Military Spouses. Here's How to Choose a Reputable School

As military spouses become newly eligible for educational funding assistance, it's important to know how to shop for a...

Transition Funds Vital for Exit from Military, Financial Adviser Says

One of the most important, yet overlooked, parts of transition to civilian life is a transition fund.

Air Force airmen in camouflage uniforms sit at a table in front of laptops, while one counts out fake money from a stack.

5 Reasons to Pay Attention During the Military's Financial 'Touchpoint' Training

Taking full advantage of financial touchpoint training can be one of the smartest moves service members make to build a...

In a photo illustration, a blurry white house is in the background, while in the foreground, a red stick declaring "scam!" obscures the house's for-sale sign.

Why Military Homeowners May Be at Greater Risk of Title Fraud

Title fraud is still relatively rare, but the military lifestyle makes service members more vulnerable than their civilian...

Family loading moving van for PCS military transfer

Can You Make Money Off a DITY Move?

Should you believe those folks who claim they made bank on a PCS move?

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Most Popular Military News

Members of the Supreme Court sit for a group portrait at the Supreme Court building in Washington, Oct. 7, 2022. Bottom row, from left, Justice Sonia Sotomayor, Justice Clarence Thomas, Chief Justice of the United States John Roberts, Justice Samuel Alito and Justice Elena Kagan. Top row, from left, Justice Amy Coney Barrett, Justice Neil Gorsuch, Justice Brett Kavanaugh and Justice Ketanji Brown Jackson.

Supreme Court Upholds VA Court Decision Not to Review 'Benefit-of-the-Doubt' Evidence in Veterans' Claims

In a 7-2 decision, the U.S. Supreme Court said last week that, while the Department of Veterans Affairs should favor veterans...

U.S. Marine Corps Capt. Jonathan Coronel, a media operations and assessments officer with II Marine Expeditionary Force (II MEF), moves a simulated drone game piece during the war game ‘Down Range’ at Marine Corps Base Camp Lejeune, North Carolina.

There's a New War Game for 'Nerds with a Drive for Violence.' It's Spreading Across the Marine Corps.

In the war game "Down Range," Marine units can check out "kits" with dice, rules sheets and 3D-printed pieces that resemble...

President Harry S. Truman presents the Medal of Honor to Army Cpl. Ronald Rosser at the White House on June 27, 1952. (U.S. Army photo)

'Vengeance Is Mine': This Medal of Honor Recipient Reenlisted to Avenge his Brother's Death in Korea

Born in 1929 in Columbus, Ohio, Rosser was one of 17 children. As the oldest of the bunch, he was naturally very protective...

Sen. Richard Blumenthal, D-Conn., accompanied by other members of Congress, speaks during a rally against Elon Musk outside the Treasury Department in Washington.

Fired Veterans and VA Employees Would Be Reinstated to Federal Jobs Under Senate Proposal

Department of Veterans Affairs employees and veterans fired from other agencies as part of the Trump administration's...

U.S. Army trainees assigned to Foxtrot 1st Battalion 34th Infantry Regiment conduct push-ups for corrective training in the barracks on the first day of basic combat training at Fort Jackson, S.C.

The Army Is Losing Nearly One-Quarter of Soldiers in the First 2 Years of Enlistment

The Army is grappling with a staggering attrition rate among newly enlisted troops, even as recent recruiting figures suggest...

A fraudulent Medal of Honor was seized by the FBI in 1996 and is pictured on the right, next to a legitimate Medal of Honor.

The Medal of Honor Fraud Case that Took Stolen Valor to the Extreme

H.L.I. Lordship Industries of Long Island, New York, admitted to selling unauthorized versions of the Medal of Honor, the...

Latest Military Videos

NTSB Urges Ban on Some Helicopter Flights at Washington Airport Where 67 People Died

Federal investigators looking for the cause of the January collision between a passenger jet and an Army helicopter near...

U.S. Resumes Military Aid and Intelligence Sharing as Ukraine Says It Is Open to a 30-Day Ceasefire

The Trump administration lifted its suspension of military aid and intelligence sharing for Ukraine, and Kyiv signaled that it...

Ukraine Launches Largest Drone Attack Yet on Moscow, AP Explains

Senior officials from Ukraine and the United States opened talks Tuesday focused on ending the three-year-long conflict, hours after...

Fuel Tanker Burns Amid Cloud of Black Smoke After North Sea Crash With Cargo Ship

A cargo ship collided with a tanker carrying jet fuel for the US military off eastern England on Monday...

Investigations and Features

In One of the Marines' Most Iconic Jobs, a Stunning Pattern of Suicide

Marine Corps drill instructors are a national symbol of discipline. But for some, their imposing persona belies a dark...

Army Capt. Jeremy Kuykendall and his wife Kate, cradle their daughter

Unsupervised: Military Child Care Centers Slow to Report Abuse with Little Oversight

A Military.com investigation into military day care centers revealed that service branch rules generally prioritize...

Army News

Military Leaders Warn of Risks to Armed Forces' Readiness in Temporary Funding Bill

The vice chiefs of the Army, Navy, Marine Corps and Air Force said that if they don't get additional funding, they at least...

The Armed Services Vocational Aptitude Battery (ASVAB) examinees from Yokota High School take the test at Yokota Air Base, Japan.

Thousands of Potential Recruits Could Lose Access to Military Entrance Exam Testing with Program Shuttered

Thousands of potential applicants -- including high school students -- may face challenges in taking the military's entrance...

Navy News

Military Leaders Warn of Risks to Armed Forces' Readiness in Temporary Funding Bill

The vice chiefs of the Army, Navy, Marine Corps and Air Force said that if they don't get additional funding, they at least...

The Arleigh Burke-class, guided-missile destroyer USS Michael Murphy (DDG 112) gets underway from Joint Base Pearl Harbor-Hickam in preparation for exercise Black Widow 2025.

House's Continuing Resolution Would Provide $1.5 Billion for Extra, Unrequested Warship

The continuing resolution the House passed Tuesday would add more than $1.5 billion to start building a warship that the Navy...

Air Force News

Military Leaders Warn of Risks to Armed Forces' Readiness in Temporary Funding Bill

The vice chiefs of the Army, Navy, Marine Corps and Air Force said that if they don't get additional funding, they at least...

Airmen and Guardians of the 213th Space Warning Squadron at Clear Space Force Station

Lawmakers File Bills to Create Space National Guard, Taking Trump Up on Promise

The creation of a Space National Guard is getting a groundswell of support from Congress as bipartisan groups of lawmakers...

Space Force News

Lawmakers File Bills to Create Space National Guard, Taking Trump Up on Promise

The creation of a Space National Guard is getting a groundswell of support from Congress as bipartisan groups of lawmakers...

A contractor uses a toner receiver and transmitter to locate wires in preparation of a soil excavation at the Maui Space Surveillance Complex on the island of Maui, Hawaii.

Space Force Says It May Take 7 Years to Clean Up a Fuel Spill Atop a Sacred Hawaii Volcano

The Space Force says environmental remediation efforts that include returning sacred soil back to a volcano in Hawaii after...

Marine Corps News

Military Leaders Warn of Risks to Armed Forces' Readiness in Temporary Funding Bill

The vice chiefs of the Army, Navy, Marine Corps and Air Force said that if they don't get additional funding, they at least...

There's a New War Game for 'Nerds with a Drive for Violence.' It's Spreading Across the Marine Corps.

In the war game "Down Range," Marine units can check out "kits" with dice, rules sheets and 3D-printed pieces that resemble...

Coast Guard News

Coast Guard Academy Removes References to 'Climate Change' from Its Curriculum

A U.S. Department of Homeland Security order banning “climate change activities and the use of climate change terminology in...

Law enforcement crew members from USCGC Valiant (WMEC 621) stand in front of interdicted narcotics and engine covers

Coast Guard Offloads More than 6 Tons of Cocaine — Worth $140M — at Miami Beach Port

A U.S. Coast Guard cutter crew offloaded more than 12,000 pounds of narcotics at a Miami Beach port that the agency says is...

Kate Horrell

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