Kate Horrell

Kate Horrell is an accredited financial counselor® and personal financial educator who helps the military community make the most of their pay and benefits. With more than 10 years working with thousands of military families, she understands the concerns of currently serving, retired and veteran families.

Kate has a bachelor’s degree in history from the University of Maryland, volunteers with the Navy-Marine Corps Relief Society and is a member of the Military Officers Association of America, or MOAA, currently serving spouses advisory board. She has been married to a sailor for 27 years, corralling four girls and two cats across four OCONUS tours and a handful of homes in the U.S.

Latest Articles

A stack of bills looks blurry, as though it's in the process of being flipped through, with one president's face in focus.

Basic Needs Allowance Overview

The Basic Needs Allowance can potentially add hundreds of dollars to the paycheck of a military member with a family whose...

7 Cheap and Fast Halloween Costumes

Looking for a cheap Halloween costume? Your closet probably has all the components you need to make a great costume. Here are...

Flames appear to burn a pile of $50 bills, which take up the whole frame.

5 Reasons for Service Members to Avoid Borrowing from Their Thrift Savings Plan Accounts

While taking a loan from a TSP account may be a simple solution, it is important to understand the long-term reasons a...

Vanessa Arzabala, right, a military spouse and Truman Army Education and Personnel Testing Center guidance counselor, will help operate the new Fort Leonard Wood Spouse Resource Center. The center, opened Jan. 30, 2024, is designed to provide military spouses with community, education and employment resources on and off the installation. (Brian Hill/Army)

The DoD Just Expanded Its Education Benefit for Military Spouses. Here's How to Choose a Reputable School

As military spouses become newly eligible for educational funding assistance, it's important to know how to shop for a...

Transition Funds Vital for Exit from Military, Financial Adviser Says

One of the most important, yet overlooked, parts of transition to civilian life is a transition fund.

Air Force airmen in camouflage uniforms sit at a table in front of laptops, while one counts out fake money from a stack.

5 Reasons to Pay Attention During the Military's Financial 'Touchpoint' Training

Taking full advantage of financial touchpoint training can be one of the smartest moves service members make to build a...

In a photo illustration, a blurry white house is in the background, while in the foreground, a red stick declaring "scam!" obscures the house's for-sale sign.

Why Military Homeowners May Be at Greater Risk of Title Fraud

Title fraud is still relatively rare, but the military lifestyle makes service members more vulnerable than their civilian...

Family loading moving van for PCS military transfer

Can You Make Money Off a DITY Move?

Should you believe those folks who claim they made bank on a PCS move?

Six men and women, most in uniform, stand in a row in front of an American flag draped as a backdrop.

4 Things 'Gray Area' Reservists Need to Do When They Turn 60

Finally receiving that hard-earned military retirement pay at age 60 is a big deal, and you definitely want to get that...

PCS Efficiency: How to Set Up Your New Home so It Costs Less to Run

Decisions you make when you move into your new home will affect the ongoing costs of running it.

What You Need to Know About Virginians' Fight to Restore Benefits for Families of Vets

Veterans' families are geared up for Friday's special session of the Virginia General Assembly to review the massive changes...

Three apartment towers arranged around a central drive

Get Your PCS Priorities in Order with This House-Hunting Checklist

When it's time to PCS, military service members who identify their priorities before they start house hunting can save time...

Facing away from the camera, male veterans stand amid folding chairs while wearing vests embroidered with military affiliations.

VA Benefits Likely Won't Cover All of a Veteran's Funeral Costs

A veteran's surviving family members may be caught off guard if they expect the VA to cover all the costs of a funeral or...

A hand places the fourth colored 'slice' into a pie-chart type of pie on a wood surface.

Pieces of a Pie: How to Start Saving for Retirement Right Now

Your retirement income will likely come from a variety of sources. Imagining retirement income as pie pieces can make the...

Five stacks of coins increase in height. A hand holds a magnifying glass in front of the tallest stack.

VA Beneficiaries: Here's How to Get Free Financial Counseling

Department of Veterans Affairs beneficiaries now have access to free financial coaching through the Veterans Benefits Banking...

Military News

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Most Popular Military News

Soldiers were recently served toast and lima beans for dinner at Fort Carson

For Soldiers at Fort Carson, Food Is Scarce

As Americans gather for Thanksgiving feasts, soldiers at Fort Carson, Colorado, are contending with a far less festive...

U.S. Army 1st Lt. Romello Christian, an infantry platoon leader assigned to B Company 2nd Battalion, 27th Infantry Regiment, 3rd Infantry Brigade Combat Team, 25th Infantry Division, kneels behind cover with his platoon during a simulated assault as part of the Joint Pacific Multinational Readiness Center-Exportable (JPMRC-X) exercise at Fort Magsaysay, Philippines.

The Army Needs Hundreds of Officers to Leave Combat Arms

Lieutenants currently branched in armor, infantry, combat engineer and field artillery can apply between Jan. 7 and Feb. 17...

The USS Zumwalt at the Huntington Ingalls shipyard in Pascagoula, Mississippi.

Stealth Destroyer to Be Home for 1st Hypersonic Weapon on a US Warship

Hypersonic weapons travel beyond Mach 5, five times the speed of sound, with added maneuverability making them harder to...

Vietnam veterans sing during a Vietnam Veterans Day celebration at the Veterans Association of North County, Oceanside

Here Is the 2025 Pay Raise for Disabled Veterans and Military Retirees

Military retirees and disabled veterans will receive 2.5% increases to their monthly paychecks for 2025, thanks to the annual...

Republican presidential nominee former President Donald Trump

Trump's Picks for Key Positions in His Second Administration

Some of his choices could face difficult confirmation fights in the Senate, even with Republicans in control, and one...

14 Rarely Seen Photos that Reveal the Horror of the Attack on Pearl Harbor

On the morning of December 7, 1941, the surprise attack on Pearl Harbor marked a pivotal moment in history, drawing the...

Latest Military Videos

Master Class: Positioning for Power Jobs in Management and Leadership for Veterans

When you reflect on your military career, was being in a leadership role the best part? Would you like...

Zelenskyy and Scholz Visit Wounded Ukrainian Soldiers at Military Hospital

Ukrainian President Volodymyr Zelenskyy and German Chancellor Olaf Scholz visited a military hospital in Kyiv on Monday. (Dec. 2)...

What to Know About Sudden Rebel Gains in Syria's 13-Year War and Why It Matters

The 13-year civil war in Syria has roared back into prominence with a surprise rebel offensive that captured Aleppo...

Biden Pardons His Son Hunter Despite Previous Pledges Not to, AP Explains

US President Joe Biden pardoned his son, Hunter, on Sunday night, sparing the younger Biden a possible prison sentence...

Investigations and Features

Army Capt. Jeremy Kuykendall and his wife Kate, cradle their daughter

Unsupervised: Military Child Care Centers Slow to Report Abuse with Little Oversight

A Military.com investigation into military day care centers revealed that service branch rules generally prioritize...

A patch in the home of retired missileer Paul Hunke

They Stood Sentry over America's Nuclear Missile Arsenal. Many Worry It Gave Them Cancer.

For years, it was an open secret among missileers that the Cold War-era missile alert facilities and launch control centers...

Army News

Maj. Gen. Chris Donahue, commander of the U.S. Army 82nd Airborne Division, XVIII Airborne Corps, boards a C-17 cargo plane at the Hamid Karzai International Airport in Kabul, Afghanistan. Maj. Gen. Donahue is the final American service member to depart Afghanistan.

General Known as Last Soldier in Afghanistan Gets Promotion Approved After Republican Ends Delay

A promotion for the general who became known as the last U.S. soldier out of Afghanistan was approved by the Senate after a...

live-fire exercise during the Joint Readiness Training Center 25-02 rotation at Fort Johnson

Why Would You Enlist? Fort Carson Soldiers Share Journeys.

In recent years as the Army has struggled to meet its recruiting goals, the average age of those enlisting has crept up.

Navy News

The USS Oregon (SSN 793) transits the Thames River after returning from routine operations in route to Naval Submarine Base New London in Groton, Conn.

Congress Faces Competing Plans to Cover Submarine Construction Labor Cost

When Congress returns to Washington this week, members will again face the multibillion-dollar question of how to ramp up...

Stealth Destroyer to Be Home for 1st Hypersonic Weapon on a US Warship

Hypersonic weapons travel beyond Mach 5, five times the speed of sound, with added maneuverability making them harder to...

Air Force News

Staff Sgt. Jacob Galliher, 24, died during a training mission aboard a CV-22 Osprey when it crashed on Nov. 29, 2023.

Family of Airman Killed in Japan Osprey Crash Files Wrongful Death Lawsuit

Scrutiny of the military's Osprey aircraft is ramping up as family members of an Air Force special operations airman who was...

Lockheed Martin manufactures the F-35 Joint Strike Fighter in west Fort Worth, Texas.

Elon Musk, Charged with Cutting Federal Spending, Calls the F-35 a Waste of Money

Billionaire Elon Musk, the man behind Tesla and SpaceX, said on Tuesday on X (formerly Twitter) that the U.S. should pull the...

Space Force News

Does the Military Need Social Media Influencers?

New military influencers are popping up daily talking about military life -- the good, the bad and the ugly.

Members of the National Space Defense Center stand at attention during the Space Delta 15 activation ceremony at Schriever Space Force Base, Colorado.

Colorado Springs Named Permanent Home for 250 Delta 15 Space Force Guardians, Ahead of Possible Space Command Fight

The Air Force announced last week 250 Space Force guardians with Delta 15, dedicated to protecting and defending operations...

Marine Corps News

New contracted barracks managers across Marine Corps Installations East-Marine Corps Base (MCB) Camp Lejeune attend a training session on MCB Camp Lejeune, North Carolina.

Marine Corps Brings in Civilians to Tackle Barracks Management, Repairs in Decades-Old Housing

The Marine Corps is expanding its plan to put civilians in its barracks manager program, a move intended to improve decades...

Daniel Penny leaves the courtroom for a lunch break

Self-Defense or Too Much Force? That's the Question for Jurors as Veteran's Subway Chokehold Trial Wraps

A defense lawyer asked jurors to put themselves in the shoes of frightened subway riders as closing arguments began Monday in...

Coast Guard News