Kate Horrell

Kate Horrell is an Accredited Financial Counselor®, Chartered Financial Consultant®, and Military Qualified Financial Planner® who helps the military community make the most of their pay and benefits. With more than 15 years working with thousands of military families, she helps currently serving, retired and veteran families.

She has been married to a now-retired sailor for 32 years, corralling four girls and two cats across four OCONUS tours and a handful of homes in the U.S. She’s navigated landlording, Overseas Housing Allowances, the Post-9/11 GI Bill, the Survivor Benefit Plan decision, and transition to civilian life.

Latest Articles

Military Households May Deduct Moving Expenses From Federal Taxes: Here’s How

Military families may not have any unreimbursed PCS moving expenses, but if you do, you can deduct those expenses on your tax...

Should You Let the Military Set Aside Allotments from Your Pay?

Can a military allotment help you manage your money? Probably. Is it the right tool for you? That depends.

GI Bill Housing Allowance: How to Cover the Up-Front Cost Gap

Post-9/11 GI Bill recipients may be taken by surprise if they’re not prepared to pay for housing up front each semester...

Amid U.S. $100 bills, letter tiles spell "education."

Can You Receive Post-9/11 GI Bill Payments and Other Financial Aid at the Same Time?

Rules that dictate how the Post-9/11 GI Bill works together with other forms of financial aid often prevent those other forms...

Temporary signs in the window of a tax office.

When Do Military Service Members, Spouses Need to File Taxes in 2 States?

Protections Under the Servicemembers Civil Relief Act can simplify your tax requirements and quite possibly save you money...

Understanding All the Deductions on Your 2026 Military Leave and Earnings Statements

Understanding what deductions are coming out of your pay is key to knowing where all your money is going. More importantly...

U.S. Air Force Senior Airman Judah Rice, a honor guardsman assigned to the 628th Air Base Wing, gives a facing movement command during military honors simulation for an active-duty funeral, Joint Base Charleston, South Carolina.

Monthly Benefits for Survivors of Fallen Active-Duty Service Members

When combined, the Survivor Benefit Plan (SBP) and Dependency and Indemnity Compensation (DIC) can offer a steady stream of...

Airmen from the U.S. Air Force Honor Guard and a bugler from the U.S. Air Force Band’s Ceremonial Brass conduct military funeral honors for U.S. Air Force Capt. Wade Holmes in Section 57, Arlington National Cemetery, Arlington, Virginia.

Lump-Sum Benefits for Survivors of Active-Duty Military Members

Even military families often don’t know what benefits are available to the surviving family of an active-duty service member.

Two airmen carry a heavy dog crate between them.

The Military's New Pet Transportation Policy: What It Means to You

Military service members will be reimbursed for some of the costs of moving one dog or cat when moving on permanent change of...

4 Ways to Get Your Money Back When Military Orders Cancel Travel Plans

If military orders, or world events have canceled your travel plans, here's how you might be able to get a refund

US $100 bills, bent into four sections resembling paper airplanes or birds, fly in a V through the blue sky.

Should You Borrow from Your TSP Account?

Financial experts don’t recommend taking out loans against retirement accounts such as the military’s Thrift Savings Plan...

Six men and women, most in uniform, stand in a row in front of an American flag draped as a backdrop.

4 Things 'Gray Area' Reservists Need to Do When They Turn 60

Finally receiving that hard-earned military retirement pay at age 60 is a big deal, and you definitely want to get that...

MILITARY STAR Card Questions & Answers

The MILITARY STAR Card is an in-store credit card for qualified, authorized military exchange patrons.

A mans arms are pictured taping shut a cardboard moving box.

Personally Procured PCS Moves Are Changing. Here’s What You Need to Know.

If you’re considering a personally procured move (PPM) this year, how can you keep any potential out-of-pocket costs as low...

An orange and black lawn mower pictured from above crossing green grass.

Can I Pack This? The Items You Should and Shouldn't Ship with Your Household Goods This PCS Season

Knowing what can and can’t be shipped, and what probably shouldn't be shipped, can make your move easier.

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Most Popular Military News

Command Sgt. Maj. John Brown, senior enlisted advisor of the 38th Air Defense Artillery Brigade, provides a rousing speech to the Soldiers of Bravo Battery before departing on a deployment to the United States Central Command area of responsibility on August 19, 2024 at Kadena Air Force Base, Japan. (U.S. Army photos by Capt. Frank Spatt)

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Marine Corps veteran Al Duran. (Facebook)

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In 2026, three major changes are affecting military household goods moves: a new permanent agency to run the system, the end...

Latest Military Videos

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Investigations and Features

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Marine Corps drill instructors are a national symbol of discipline. But for some, their imposing persona belies a dark...

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The list of signatories include Air Force, Army and Navy veterans, 17 of whom are 4-stars.

Air Force News

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Iranian Gunboats Fire on Tanker in Strait of Hormuz as Iran Reimposes Restrictions

Confusion over the critical chokepoint threatened to deepen the energy crisis roiling the global economy and push the two...

Space Force News

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The Space Force Association launched the National Spacepower Center in Dec. 2025 to connect government, academia and industry...

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Marine Corps News

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Coast Guard News

An HC-130 Hercules airplane crew offloads supplies in Saipan.

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A Coast Guard HC-130 Hercules aircraft was launched to search for the six people on board, but it had to return to Guam...

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The Coast Guard has seized more than 215,000 pounds of cocaine since August 2025 as part of Operation Pacific Viper.